As restoration contractors, you typically work with people right after they have experienced some sort of disaster. You see firsthand the toll it can take on individuals as they try and put their homes or business back together. However, in our experience of working with restoration contractors, we have found that many are still quite unprepared to deal with their disaster. With that in mind, the following 10 items are the top things we recommend any company do to ensure your properly prepared for a disaster: 1. Emergency Company Contact List. Keep an updated phone list of your employees, the building owner, facility manager, computer and equipment specialists, customers, vendors and any o
One of the things that can quickly cause your workers compensation premiums to skyrocket is fraud. It's extremely important that as a restoration contractor you know which signs to look for to prevent potential workers compensation fraud. The following list lays out our top ten tips to prevent potential workers compensation fraud: 1. After an accident, refer the employee to your company's designated physician. Using a preferred provider will help prevent employees from "doctor shopping." 2. Interview the injured employee for details of the accident. 3. Interview witnesses and obtain written statements. Pay attention to what other employees are saying to each other about the accident. 4. I
We came across a recent article in CNBC on the importance and growth of cyber liability insurance across the country. We thought we would share some highlights from the article as it pertains to restoration contractors. More and more companies are trying to protect themselves from attacks on their networks by purchasing cyber liability insurance. The growth in this type of insurance highlights the growth and complexities of companies operating in a much more digital world. While coverages differ by insurance company, most plans will at least provide coverage for revenue lost during a cyberattack, legals fees related to a breach and costs tied to fixing an exploited vulnerability. Additi
Ladder safety should start before even stepping foot on one. The improper use of a ladder, or using an object other than a ladder to reach an item, can result in serious injury due to over – reaching or falling. Statistics suggest that workers are more likely to abuse and misuse ladders rather than use them correctly in the workplace. For example, did you know that ladder violations is consistently ranked as one of OSHA's top 10 most frequently cited violations? Or that 16% of all fatal injuries in the construction industry involve the use of a ladder. Additionally, 24% of all non-fatal claims involve a ladder as well. With that in mind here are some safety tips to protect your restoration
