Who is allowed to drive your restoration company vehicles and still be covered by your auto insurance policy? This is a coverage question we have been asked a number of times so we though we would shed some light on this question. Please keep in mind the information we provide will come from a standard auto policy and that every auto policy is different. Therefore it is extremely important that you talk with your agent to find the exact coverage your policy provides. A st

Most restoration contractors are using background checks as part of the hiring process. Many experts also agree that not using background checks can put your business at risk as you don’t full know who you are bringing in. A new employee will have access to your customers, secured files, computer data, and possibly cash so it’s important you know who you are bringing in and if you should have any concerns about their background. Restoration Contractors Should Be Careful Emp

We are often approached by restoration contractors considering a 12-month insurance policy specific to a project rather than purchasing an annual policy. In almost every case, the restoration contractor is required to carry the coverage for a project and is considering their cheapest available option. What most restoration contractors don’t realize is that once the policy expires there will not be any completed operation coverage should a claim arise. Instead, to obtain the

As part of National Catastrophe Week, the Insurance Information Institute released a comprehensive study on insurance issues as they relate to natural and man-made catastrophes. As restoration contractors’ business are linked directly to these events, we just wanted to share a few of the findings within the report. (If you have the time, we recommend reading the report in its entirety. The report breaks down weather-related catastrophes and how they’re are trending for the