Fall Protection in Residential Construction
The United States Department of Labor’s Occupational Safety and Health Administration (OSHA) has issued a directive rescinding the Interim Fall Protection Compliance Guidelines for Residential Construction. • Residential construction employers must ensure that employees are working six feet or above lower levels use guardrails, safety nets, or personal fall arrest systems. A personal fall arrest system may consist of a full-body harness, a deceleration device, a lanyard, and


Restoration Insurance: Tips to Save on Auto Insurance Premiums
Commercial auto insurance is a significant expense for any restoration contractor, so finding ways to reduce the cost of commercial auto insurance can provide immediate savings. Tips to Save Money on Commercial Auto Insurance Besides qualifying for commercial auto discounts, there are other ways you can keep your commercial auto insurance costs down. Choose the options that fit your business’ needs and your commercial auto insurance budget. Increase Your Commercial Auto Insur


Restoration Insurance: Aerial Lift Safety
The following guide comes from OSHA on aerial lift safety for restoration contractors: Ensure that workers who operate aerial lifts are properly trained in the safe use of the equipment. Test the controls and inspect the aerial lift before use each day. Make sure that all controls are marked as to their function. Maintain and operate aerial lifts according to the manufacturer's instructions. • Never override hydraulic, mechanical, or electrical safety devices. Always stand fi


Restoration Insurance: The “Your Work” Exclusion
Most construction contracts require contractors to carry CGL insurance to cover potential property damage and bodily injury liability. However, it is essential to note that CGL policies often include numerous policy exclusions. A typical exclusion usually found in CGL policies is the so-called “your work” exclusion, and may look something like this: This insurance does not apply to property damage to work performed by or on behalf of the Named Insured arising out of the work

