In most instances, the following claims are excluded from the general liability policy for restoration contractors: Damage to your property. Employee injuries. Employment disputes. Damage to your vehicles. Professional mistakes. 1. Damage to Your Property Your employees are working late to finish a project, and a storm begins to brew outside. As they try and hurry through final touches, high winds throw a piece of debris straight through the window, destroying their work. Don

More than almost any other industry, Restoration contractors understand the devastating effects a disaster can have on a business. Interestingly, though, many restoration contractors don’t have any recovery plan in place in the event they are struck by a large claim or disaster. In that light, we want to provide some tips to restoration contractors for developing their disaster recovery plans. That way, your contracting company can have the necessary measures in the program

A contractor’s tools and equipment are often the lifeblood of their company. Loss or destruction to their tools could mean a tremendous loss to the company and its revenues. Given that fact, we are often asked to provide insurance coverage for tools and equipment located in our clients’ vehicles or even left at a job site. The first place most people start to insure all of their property is through a standard property policy. And a property policy is excellent for person

Commercial Property Insurance Commercial Property Insurance is one of the building blocks of your business protection plan, primarily if you work in an industry that has specialty equipment, product inventory, or valuable items (such as computers, electronics, and media devices). And if you own your commercial premises, you have even more incentive to protect your investment with adequate coverage. But how do you go about finding a business Property policy that fits your need