Should I Allow Employees To Drive Their Own Vehicles To Jobsites?
Did you know that if one of your employees is involved in an accident where they are on company time, then your business could (and probably will) be named in the lawsuit? How do you protect yourself in this type of scenario? Hired and non-owned auto coverage is specifically designed to protect you and your company from situations like the one mentioned above. This coverage protects you from bodily injury and property damage arising from using a vehicle owned by an individu


Restoration Insurance: What is Employers Liability?
Workers' compensation insurance was designed as an exclusive, no-fault remedy for an injured employee to be compensated in the event of a claim. While primarily intended to cover the medical bills and lost income for the injured employee, workers' compensation also provides some essential additional insurance coverage through employers' liability. What is Employers Liability? Employers Liability helps protect companies against claims that aren't considered part of the medical


Restoration Insurance Tips: Disaster Planning Mistakes (Part 2)
Last week we provided the first four mistakes in our list of errors companies make regarding disaster planning. This week we will finish that list. Our goal is for your restoration company to be prepared against any future disaster. If you have any questions about preparing your company, please feel free to give our office a call. Mistake #5: Failure to Anticipate the True Cost of Recovery Most people tend to underestimate the actual costs of getting your company back up


Restoration Insurance Tips: Disaster Planning Mistakes (Part 1)
As a restoration contractor, you specialize in repairing disasters that occur to others. What happens, though, if a catastrophe finds your company ill-equipped and unprepared for a calamity that occurs to your own company? We’ve compiled a list of the most common disaster planning mistakes restoration contractors make and tips on what your company can do to avoid them. Mistake #1: Failing to Inform Employees Properly In our experience working with restoration contractors on

