Risk Management

One of our biggest concerns is how to protect clients from claims.  This is why they have built an extensive risk management library available to ARI clients.  Within it you will find safety guides, risk management articles, and videos that you can share with your clients to help protect you and your company from potential claims and litigation.

To access the full site, simply click on the button below and enter your login credentials.  If you are a current ARI client, but do not have access to the site, please contact your agent at (866) 377-2133.


The average Restoration Contractor leaves 37% of his operations exposed to uncovered claims.

Policy Audit

What does an insurance review entail?

Within this review we will provide an in-depth audit of current policies, premiums, coverages, and exclusions, enabling us to discover any hidden exposures within your policies.

What will be reviewed?

In addition to your general liability and pollution liability policies, we will also review your coverage for property, tools, equipment, workers compensation, and commercial autos.

What information needs to be provided to perform the audit?

You should provide copies of all existing policies, endorsements, limitations, and exclusions. This will allow your agent to develop a comprehensive picture of the coverage you have and the areas where there may be some risk.

What will you receive once the review is complete?

After we review your insurance program, we will provide you with a fully-detailed review, including both a written and illustrative summary.

We have found over the years of working exclusively with restoration contractors that the majority of them have been grossly misclassified on their insurance policies. This usually leads to either overpaying on their premiums or missing vital insurance coverages.

Please contact your insurance specialist for a comprehensive insurance review.  We can assist with this process.

ARI Brokers 2020 Logo-01.png

Environment & Restoration Insurance