Many restoration firms don’t consider themselves environmental contractors — but their work says otherwise. Daily services can involve: Water mitigation Demolition of damaged materials Handling contaminated structures Exposure to unknown substances Environmental risk is based on what you do — not what you call yourself. ARI Brokers works with restoration companies to align coverage with actual operations. Because exclusions don’t care about job titles.

Not all claims happen during the job. Many arise after completion — when occupants return. Common triggers include: Lingering odors Airborne contaminants Incomplete drying Mold regrowth These situations can quickly turn into liability claims, even if the work met industry standards. General liability policies often exclude pollution-related air quality issues. ARI Brokers helps restoration contractors stay protected beyond project completion. Because risk doesn’t end when the