Not all claims happen during the job. Many arise after completion — when occupants return. Common triggers include: Lingering odors Airborne contaminants Incomplete drying Mold regrowth These situations can quickly turn into liability claims, even if the work met industry standards. General liability policies often exclude pollution-related air quality issues. ARI Brokers helps restoration contractors stay protected beyond project completion. Because risk doesn’t end when the

Waste removal is part of the job — but it also creates exposure. Restoration projects often involve: Contaminated drywall and insulation Hazardous debris Water-damaged materials Potentially regulated waste If materials are disposed of incorrectly, liability doesn’t stop at the job site. It can follow your company long after the project is complete. ARI Brokers ensures restoration firms have environmental policies that address transportation and disposal exposures. Removing ma

Mold isn’t just a cleanup issue — it’s a liability issue. During remediation, contractors can face exposure from: Disturbing hidden mold colonies Improper containment practices Spore migration to unaffected areas Post-job air quality complaints Even when work is done correctly, claims can still arise. Standard policies often exclude mold-related damages. ARI Brokers places environmental coverage designed specifically for restoration firms dealing with real-world mold exposure

Water losses are one of the most common restoration jobs — and one of the most overlooked environmental exposures. Even clean water losses can lead to: Mold growth within 24–48 hours Bacterial contamination Air quality issues during drying Cross-contamination between affected areas Most general liability policies do not respond to pollution-related claims. ARI Brokers helps restoration companies secure coverage that protects against what actually happens on the job — not just

In restoration, speed matters. Delayed claims handling can disrupt cash flow, damage client relationships, and slow recovery efforts. Low-cost policies often come with: Slow adjuster response times Limited restoration experience Inflexible claims processes When claims drag on, contractors feel the impact immediately. ARI Brokers prioritizes carriers that understand restoration work and respond quickly when losses occur. We advocate on your behalf and help keep claims moving s