Many restoration firms assume they’re fully covered — until a claim proves otherwise. General liability policies often exclude: Pollution events Mold-related claims Contaminant spread Air and water quality issues This creates a critical gap in coverage. ARI Brokers specializes in closing that gap for restoration contractors. If your work involves environmental exposure, you need more than general liability. You need the right protection.

Fast response is critical — but it also increases exposure. Emergency restoration jobs often involve: Limited initial assessment Unknown contaminants Rapid demolition decisions Time-sensitive mitigation Speed can create gaps in documentation and containment. And when issues arise, liability follows the contractor. ARI Brokers understands the realities of emergency work and places policies that respond accordingly. Because urgency shouldn’t mean vulnerability.