Does a Restoration Contractor Need EPLI Insurance?
One of the most important but underpurchased insurance coverages for contractors is EPLI (Employment Practices Liability Insurance). EPLI...


Understanding Cyber Liability (Part 1)
Beginning with the passage of the very first data privacy law in California in 2003, over 47 states and the federal government have...


Restoration Safety – Hand Saws
The electric hand saw is one of the most common power tools found in residential construction. It is also one of the most abused being...


Restoration Insurance: Do I Need an Umbrella Policy?
An umbrella policy provides liability coverage over and above the coverage afforded by your basic general liability policy. If you have...


Restoration Insurance: Damage to Impaired Property
From time to time, we like to review the exclusions in the general liability policy. Understanding these exclusions and hot to properly...









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