Last week's post briefly what your worker's comp experience mod describes and how it affects your premiums. This week we will discuss the...

The experience modification factor is critical to your worker's compensation premium. Understanding where this number comes from and how...

Did you know your insurance policy may not cover property stored elsewhere at your office premises? Be sure to keep your insurance broker...

One of the most frequent workers' compensation claims associated with restoration contractors is falls. Employees falling off ladders,...

In most instances, the following claims are excluded from the general liability policy for restoration contractors: Damage to your...