Top 5 Construction Safety Hazards
Jobsite safety should be of the utmost importance to your restoration company. A Jobsite accident can cause thousands of dollars in damage, slow down progress, and negatively affect your company’s reputation. To help with this, we took a list of OSHA’s Top 5 Most Frequently Cited Standards in Construction. For each standard cited, we have a brief explanation of the standard or hazard along with some general tips for workers to keep in mind and some of the requirements for e
Claim Scenario: Invented Employees
We like to share various claims scenarios that we come across with restoration contractors from time to time. We share the information behind the claim and the insurance coverage that responded to the lawsuit. Claim Scenario: Recently we came across a scenario where the office manager (payroll manager) for a restoration contractor added several relatives to the payroll. He would then deposit paychecks into the phone employees’ bank accounts for almost a year. After he left
What is Debris Removal Coverage?
One of the insurance questions is about coverage that restoration contractors don’t usually purchase. Still, it can have a dramatic effect on insurance-related jobs in debris removal coverage. Debris removal coverage is just that, coverage provided by the insurance company to remove debris for covered claims. While most insurance policies will include the cost of debris removal in the limit of insurance (which is fine for partial losses), problems can arise with this coverag
Restoration Insurance: OSHA Requirements for Employers
All restoration contractors are subject to OSHA’s laws and requirements. Therefore, we thought it was a good idea to share the basics of what is required from your company to comply: According to OSHA, what are your responsibilities as an employer? Under the provisions of the Occupational Safety and Health Act of 1970 ( OSH Act), as the employer, you must provide a workplace free from recognized hazards that are causing, or are likely to cause, death or serious physical harm