What is the wear and tear exclusion in insurance?
Wear and tear is a common exclusion in your property and auto insurance policies. Understanding what it excludes can help you in the...
Business Property Exclusion - Water Exclusion
The water exclusion in a business property policy can be challenging to navigate through. While some of these exclusions can be added...
Contractor's Pollution Liability Insurance
Pollution liability coverage used to be included in most business insurance policies, but that changed in the 1970s with the emergence of...
5 Ways to Prevent Employee Dishonesty and Theft
Employee theft & Employee Dishonesty is something that every small business should be aware of. Your employees' things may negatively...
Are they employees or subcontractors?
Under the Workers’ Compensation Law (for most states), most individuals providing services to a for-profit business will be deemed an...
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