What is an Additional Insured?
Restoration contractors with other businesses daily to complete joint projects. These businesses sign contracts or agreements before any...


Restoration Company Insurance Claim Scenario: Employee Dishonesty and Falsified Expense Reports
From time to time, we come across exciting claims scenarios involving restoration contractors. We like to share these situations...


What is a certificate of insurance?
What is a “Certificate Of Insurance” A certificate of insurance is a document issued by an insurance company/broker that is used to...


Restoration Insurance: Umbrella Insurance
One of the questions we often receive is whether or not a restoration contractor should purchase an umbrella policy for additional...


Restoration Insurance: What is Coinsurance?
Coinsurance is a clause built within every property insurance policy. If you don’t carry the proper property insurance limits, this...









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