Controlling Workers Compensation Costs Part 1
Workers' Compensation has fast become a leading cost factor in restoration insurance programs. Premiums are at an all-time high for many...
Restoration Contractors: Professional Liability Exclusion
There are a number of exclusions included in every general liability policy for restoration contractors. Some of them are standard...
Restoration Insurance: Creating a Driver Safety Program
One of the most costly claims for restoration contractors are auto-related accidents. In fact, according to OHSA, someone dies from a...
Restoration Claim Scenario: Fall Prevention
A restoration contractor experienced two separate falls from heights within the last year incurring a total of $130,000 in losses. While...
Restoration Insurance: Why is "symbol 1" important?
What are “covered auto symbols” on a commercial auto policy (BAP)? Covered auto symbols allow you to customize the extent that coverage...