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What is a certificate of insurance?

What is a ‘Certificate Of Insurance ‘ A certificate of insurance is a document issued by an insurance company/broker that is used to verify […]

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Restoration Insurance: Umbrella Insurance

One of the questions we often receive is whether or not a restoration contractor should purchase an umbrella policy for additional limits of insurance.  […]

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Commercial Auto Fleet Safety

Driving company vehicles is often an essential task for restoration contractors. But vehicles wear down over time, so it is important to take preventative […]

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Restoration Insurance: What is Coinsurance?

Coinsurance is a clause built within every property insurance policy.   If you don’t carry the proper property insurance limits, this clause will cause significant […]

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Insurance Certificate: Primary and Non-contributory Wording

Construction contracts often require a subcontractor’s general liability insurance policy to name the owner or general contractor as an additional insured on a “primary […]

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