Restoration Insurance: What to do if you are involved in an auto accident
This is our final post in our series on safe driving tips for restoration contractors.
Defensive driving – if you’re involved in an accident
Even the best defensive driving tips will not prevent all accidents. If you happen to be involved in an accident, follow a few simple rules.
In any type of accident, do the following, but do them as safely as possible, depending on your situation.
Move to the side of the road and turn off the ignition
Perform a first-aid check
Call the police
Collect insurance and registration information, and get a copy of the police report
Draw a sketch of the accident scene
Don’t point blame or discuss fault
If, despite your best efforts, you’re involved in a traffic accident, remember that most people will be upset and emotions will be high. Do not allow their behavior to draw you into a fight or confrontation.
So try to remain calm and take these steps:
First, move to the side of the road, if possible, and turn off the ignition. You must be very careful while doing this. If you are overly upset or injured, do not attempt to move your vehicle until it is safe for you, or someone else, to do so.
Next, perform a first-aid check on all drivers and passengers. It is always a good idea to carry a first aid kit in your vehicle for just this reason.
Call the police and report your location and any injuries that require emergency medical services. Try to do this as soon as possible and as soon as it is safe to do so.
When the police arrive on the scene, collect insurance and registration information from the other driver, and make sure to ask the police to send you a copy of their report.
Draw a quick sketch or take a picture of the accident scene and jot down your recollection of exactly how the accident happened.
Finally, don’t point blame or discuss fault—leave it to the insurance companies to