Why Umbrella Policies Matter More Than Ever in Restoration Work

Restoration projects are getting larger, faster, and more complex. As claim severity increases, standard policy limits may no longer be enough.

Umbrella and excess liability coverage provides an added layer of protection when primary limits are exhausted. This is especially important for:

• Commercial and municipal contracts

• Multi-location projects

• Environmental or pollution claims

• Auto and fleet-related losses

Without an umbrella policy, one large claim could threaten the financial stability of your business.

ARI Brokers helps restoration firms structure umbrella coverage that actually responds — stacking correctly over general liability, auto, and environmental policies.

When risks grow, your limits should too.